Financial assistance

Discounts

SMUD offers several discounts to eligible residential customers to help lower your bill.

Low-income discount

The Energy Assistance Program Rate (EAPR) offers eligible customers a monthly discount based on household size and income.

Find out if you qualify

Medical discount

Eligible customers can receive a $15 monthly discount to help with the energy cost for certain electric medical equipment.

Learn more and sign up

Our community partners are offering additional bill assistance. Learn about your options

Payment arrangements

We're here to help when you need more time paying your bill.

Installment plan

Add the current balance to next month's bill or divide it out for up to 12 months.

See if you qualify in My Account

Minimum payment

Make the minimum required payment to avoid being disconnected.

See if you're eligible

Payment extension

If you need temporary help, extend your due date of your past balance.

Check if you're eligible in My Account

Community assistance

We've partnered with these community organizations to help you in times of need.

Home Energy Assistance Program (HEAP)

Qualifying residents in our service area can receive a credit to their utility bill through the Home Energy Assistance program (HEAP). See if you qualify.

Sacramento housing resources

The Sacramento Housing and Redevelopment Agency offers emergency rent and utilities assistance for qualified renters. Get assistance.

2-1-1 Sacramento

Putting you in touch with over 1,600 community health and human service community programs. Find programs

Salvation Army

The Salvation Army is dedicated to meeting human needs without discrimination. Find services

Additional programs

Our programs help you take control of your costs and track your electricity use.

Bill Pay Your Way

Avoid seasonal bill spikes with a pre-determined monthly bill and choose a custom due date.

Learn more and sign up

Bill alerts

Sign up for text and email alerts for high usage, mid-bill estimates and more.

Set up your alerts

Auto pay

Set up automatic, recurring payments for your convenience.

Set up payment